Fix your roof now. Pay later.
Finance for home owners on roof repairs and replacements, loans from $1,000 to $100,000, provided by HomePro Credit. Subject to eligibility, fees and charges may apply. Same price whether you pay upfront or use finance.
How it works
- Get your fixed quote. We inspect the roof and send you a written quote with photos.
- Prequalify. Tick “I’m interested in finance” on the form and we’ll text you a prequalification link. Pre-qualification will not impact your credit score. It does not guarantee approval.
- Book your date. Repayments, and your no-interest promotional period, will not start until your project is completed and loan funds have been paid to JSJ Roofing.
Two plans. You choose the one that suits you.
Plan 1: No interest, no payments for 6 or 12 months.1
Upgrade your home today with no interest and no payments for the first 6 or 12 months. After that, repay any remaining balance over 84 months with interest at 18.99% p.a.1 (Comparison Rate 13.40% p.a. for the 6-month plan, 9.43% p.a. for the 12-month plan2).
| 6-month plan | 12-month plan | |
|---|---|---|
| Interest | No interest for the first 6 months | No interest for the first 12 months |
| Payments | No required payments for the first 6 months | No required payments for the first 12 months |
| After that | Any remaining balance repaid over 84 months at 18.99% p.a.1 | Any remaining balance repaid over 84 months at 18.99% p.a.1 |
| Comparison rate | 13.40% p.a.2 | 9.43% p.a.2 |
Total repayment period: 90 months for the 6-month plan (6 + 84 months) or 96 months for the 12-month plan (12 + 84 months). Maximum annual percentage rate, including fees: 18.99% p.a.
Plan 2: No interest, no payments for 6 months.1
Upgrade your home today with no interest and no payments for the first 6 months. After that, repay any remaining balance over 60, 84, 120 or 144 months with interest from 9.99% to 16.99% p.a.1 (Comparison Rates 7.12% to 12.02% p.a.2).
| After the 6-month promotional period, repay over | Interest rate | Comparison rate |
|---|---|---|
| 60 months | 9.99% to 16.99% p.a.1 | 7.12% to 12.02% p.a.2 |
| 84 months | 9.99% to 16.99% p.a.1 | 7.12% to 12.02% p.a.2 |
| 120 months | 9.99% to 16.99% p.a.1 | 7.12% to 12.02% p.a.2 |
| 144 months | 9.99% to 16.99% p.a.1 | 7.12% to 12.02% p.a.2 |
Total repayment period: 66 months (6 + 60 months) to 150 months (6 + 144 months). Maximum annual percentage rate, including fees: 16.99% p.a.
Pricing for services remains as quoted regardless of payment method.
Finance questions
Who provides the finance?
HomePro Credit (ABN 60 690 561 507, Australian Credit Licence 574609). JSJ Roofing is not the credit provider and does not provide credit assistance or financial product advice in relation to HomePro Credit products.
Will prequalifying affect my credit score?
Pre-qualification will not impact your credit score. It does not guarantee approval. Proof of income or other supporting documentation may be needed to be fully approved.
What happens if I don’t pay it off within the promotional period?
On Plan 1 (6 or 12 months no interest, no payments), any remaining balance is repaid over 84 months with interest at 18.99% p.a.¹ (Comparison Rate 13.40% p.a. for the 6-month plan, 9.43% p.a. for the 12-month plan²). On the 6-month plan with longer terms (Plan 2), the balance is repaid over 60, 84, 120 or 144 months with interest from 9.99% to 16.99% p.a.¹ (Comparison Rates 7.12% to 12.02% p.a.²).
When do repayments start?
Repayments, and your no-interest promotional period, will not start until your project is completed and loan funds have been paid to JSJ Roofing.
Does using finance change my price?
No. Pricing for services remains as quoted regardless of payment method.
Can a strata building use finance?
No. Finance is for home owners. Owners corporations pay for common property work from their funds in the usual way.
1 No Interest No Payment loans available to qualified homeowners for loans above $1,000 and subject to approval. Terms and conditions will apply. No application or establishment fees, no ongoing account keeping, statement or payment processing fees, and no prepayment penalties. Other fees and charges may apply. Rates and other terms subject to change without notice. Other loan programs, with other terms, may also be available. Finance provided and subject to approval by HomePro Credit (ABN 60 690 561 507, Australian Credit Licence 574609).
2 Comparison rates help you understand the true cost of a loan. The comparison rate example shown is for an unsecured loan amount of $10,000 and a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Plan 1. Representative example: a $10,000 No Interest No Payment loan with a 12-month promotional period. No interest and no repayments for 12 months, then 84 monthly repayments of $216.02 at 18.99% p.a. Total repayable $18,145.74, including $8,145.74 interest. No application, establishment, account-keeping or payment processing fees. Assumes every repayment is made on time. A late payment fee of $10 applies to each missed repayment and is not included in the total.
Plan 2. Representative example: a $10,000 loan with a 6-month promotional period. No interest and no repayments for 6 months, then 144 monthly repayments of $163.13 at 16.99% p.a. Total repayable $23,490.09, including $13,490.09 interest. No application, establishment, account-keeping or payment processing fees. Assumes every repayment is made on time. A late payment fee of $10 applies to each missed repayment and is not included in the total. Repayment periods 66 to 150 months; maximum rate 16.99% p.a.
SBMN Operating Pty Ltd trading as JSJ Roofing is not the credit provider and does not provide credit assistance or financial product advice in relation to HomePro Credit products.